30-yr fixed 6.43% ▾ 0.06 wk

15-yr fixed 5.79% ▾ 0.04 wk

HELOC avg 7.90% — no change

Auto 60-mo new 6.82% ▴ +0.03 mo

Personal 24-mo 11.57% ▾ 0.12 qtr

Credit card APR 21.52% ▴ +0.09 qtr

as of Jul 2, 2026 · Federal Reserve / Freddie Mac via FRED (St. Louis Fed)

Auto Calculators

Truck Loan Calculator

Estimate the monthly payment on a truck loan with trade-in, tax and fees.

Inputs

Solve for ?

Truck price

Cash down payment

Trade-in allowance

Owed on trade-in

Interest rate (APR)

Loan term

Sales tax rate

Title & other fees

Estimates only. Change any value to recalculate instantly.

Estimated monthly payment $781.17 $45,180 financed over 72 months at 7.50%

Truck price $48,000

Amount financed $45,180

Sales tax $2,880

Total interest $11,064

Cost breakdown

Principal $42k
Interest $11k
Tax & fees $3.2k

Over time PrincipalInterest

Yearly amortizationView table

Year	Principal	Interest	Balance
1	$6,196	$3,178	$38,984
2	$6,677	$2,697	$32,308
3	$7,195	$2,179	$25,113
4	$7,753	$1,621	$17,359
5	$8,355	$1,019	$9,004
6	$9,004	$370	$0

How this calculator works

This calculator runs entirely in your browser — nothing you enter is sent anywhere, and there is no sign-up. Change any input and the result, breakdown, and schedule update instantly.

Rate and cost fields are pre-filled with current benchmarks (Federal Reserve / Freddie Mac via FRED (St. Louis Fed)), so your first result is already realistic — replace them with your own quote to see your numbers. To weigh one option against another, use the loan comparison calculator.

Common questions

Is this calculator free, and do I need to sign up?

Yes and no — it is completely free and asks for no account or personal details. Every calculation happens in your browser, so nothing you type is stored or sent to us.

How accurate are the results?

The math is exact for the inputs you give it, but the defaults are national benchmarks — your real rate, fees, taxes, and insurance will differ. Treat the result as a close estimate to refine with a real quote.