Mortgage Calculators

Seller Closing Cost Calculator

Selling a home isn’t free. Estimate the agent commission, transfer taxes and other costs — and what you’ll actually pocket after paying off your mortgage.

Inputs

Sale price

Agent commission

Transfer tax

Mortgage payoff

Other costs (title, attorney, repairs)

Estimates only. Change any value to recalculate instantly.

Net proceeds from the sale $179,950 after $30,050 costs and $240,000 payoff

Agent commission $24,750

Transfer tax $1,800

Total selling costs $30,050

Net to you $179,950

Where the sale price goes

Mortgage payoff $240k
Commission $25k
Taxes & costs $5.3k
Net proceeds $180k

Selling costs — led by the agent commission of $24,750 — typically take 6–10% of the sale price. After costs and your $240,000 mortgage payoff, you net $179,950.

How this calculator works

This calculator runs entirely in your browser — nothing you enter is sent anywhere, and there is no sign-up. Change any input and the result, breakdown, and schedule update instantly.

Rate and cost fields are pre-filled with current benchmarks (Federal Reserve / Freddie Mac via FRED (St. Louis Fed)), so your first result is already realistic — replace them with your own quote to see your numbers. To weigh one option against another, use the loan comparison calculator.

30-year fixed mortgage rate, 2019–2026

Source: Freddie Mac PMMS via FRED. Annual averages; latest weekly reading shown.

Common questions

Is this calculator free, and do I need to sign up?

Yes and no — it is completely free and asks for no account or personal details. Every calculation happens in your browser, so nothing you type is stored or sent to us.

How accurate are the results?

The math is exact for the inputs you give it, but the defaults are national benchmarks — your real rate, fees, taxes, and insurance will differ. Treat the result as a close estimate to refine with a real quote.