30-yr fixed 6.43% ▾ 0.06 wk
15-yr fixed 5.79% ▾ 0.04 wk
HELOC avg 7.90% — no change
Auto 60-mo new 6.82% ▴ +0.03 mo
Personal 24-mo 11.57% ▾ 0.12 qtr
Credit card APR 21.52% ▴ +0.09 qtr
as of Jul 2, 2026 · Federal Reserve / Freddie Mac via FRED (St. Louis Fed)
Reviewer · Certified Financial Planner

M. Okafor, CFP

A CFP professional who reviews our money content for accuracy and fairness before it goes live.

Every figure on Loans Advisor is sourced and dated, and money content is reviewed for accuracy before it goes live. We are an independent publisher — not a lender or broker — so nothing here is written to sell you a product. Read how we work in our editorial policy and data methodology.

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