30-yr fixed 6.43% ▾ 0.06 wk
15-yr fixed 5.79% ▾ 0.04 wk
HELOC avg 7.90% — no change
Auto 60-mo new 6.82% ▴ +0.03 mo
Personal 24-mo 11.57% ▾ 0.12 qtr
Credit card APR 21.52% ▴ +0.09 qtr
as of Jul 2, 2026 · Federal Reserve / Freddie Mac via FRED (St. Louis Fed)
Editorial team

Loans Advisor Editorial Team

Our editorial team tracks benchmark rates and lending trends weekly and writes up what actually changed and why it matters — no bylines on individual analysts yet, but every figure is sourced and dated the same way as the rest of the site.

Every figure on Loans Advisor is sourced and dated, and money content is reviewed for accuracy before it goes live. We are an independent publisher — not a lender or broker — so nothing here is written to sell you a product. Read how we work in our editorial policy and data methodology.

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