About Commerce Bank
Billing itself as a diversified financial services provider of investment, wealth management and business & personal banking, etc, Commerce Bank can trace its roots back to 1865. Originally known as the Kansas City Savings Association, the company was once the largest bank in west of Chicago. Today, this Missouri-based company, with its headquarters situated in St. Louis and Kansas City, has five branches located in Colorado, Illinois, Kansas, Missouri and Oklahoma respectively.
In order to help its customers reach their financial goals, Commerce Bank provides a wide range of loan options, along with easy approval application processes. Whether you need money for home improvement or lack funds to expand your small business, you can find a tailored solution to meet your special needs.
Get closer to your dream car with Commerce Auto & Motorcycle Loans
Commerce Bank allows customers to finance for their new and used cars, trucks or motorcycles. Your application can get approved through phone, fax or online. And you will obtain the amount of money you need in the form of check or cash, often at the same day. Besides fast approval, another main feature of Commerce auto & motorcycle loans is that borrowers will enjoy low monthly payments. Plus, flexible repayment terms are available.
Notice that students enrolling in eligible undergraduate, graduate or technical schools can also get auto loans from Commerce Bank. Generally, students can receive a 0.5% discount off the already low interest rate. More amazingly, no origination or transaction fees will be charged. If necessary, you can extend the repayment term to an additional six months to reduce your monthly payment.
Take advantage of Commerce Personal Unsecured Loans to pay for unexpected bills
Life has plenty of uncertainties. And you might be in need of money to make ends meet. Personal unsecured loans from Commerce Bank, available with or without collateral, are ideal solutions for you to cover unexpected expenses. Thanks to the easy online application and fast approval process, you can get the amount you need within 48 hours.
Fulfill your dream of higher education through Commerce Private Student Loans
Your savings and scholarship cannot cover the cost of your college? Don’t worry. Commerce Bank can help you out. Its Sallie Mae Smart Option Student Loan is a perfect way for you to bridge the gap between your other financial aid and your education expenses.
Major features of Commerce student loans include competitive interest rate (APR as low as 2.25% to 9.37%), a 0.25% point interest rate reduction and a 2% smart reward, etc. No origination fees or prepayment penalty will be charged. Besides, you will be able to borrow up to 100% of certified education costs and defer your payments until you have found a job after graduation.
Finance the purchase of a new home with Commerce Home Equity Loans & Lines of Credit
Various borrowing solutions are available at Commerce Bank for you to get the money needed for your home purchase, improvement or repair project. What make these solutions the most appealing to borrowers are that there are no early payoff fees, application fees or bank fees at closing. More amazingly, interest may be tax-deductible.
To obtain the full amount at once, you can choose home equity loan, while home equity line of credit is surely the right way to go if you prefer to access funds as you need. Home equity loan features fixed monthly payment & interest rate and a maximum repayment period of 12 years. With a home equity line of credit, you are required to pay off the loan in full within 10 years.
Commerce Bank Official Website: http://www.commercebank.com
Education cost has been skyrocketing in recent years, leaving more and more students unable to afford college all together. Or they will have no money to buy a car after paying for costly tuition and textbooks. Fortunately, there are plenty of special loans available for students to cover their educations expenses, in addition to scholarship and financial aids from government and schools.
This web site is not affiliated with Commerce Bank. We recommend Commerce Bank official site for more accurate information of its financial services.